Educational Information Only
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Hire-Purchase Section CPB-4-11 — Controlled-contract notification - guarantor protections
Hire-Purchase (Civil and Commercial Code and Consumer Protection controlled-contract notifications) (เช่าซื้อ ตามประมวลกฎหมายแพ่งและพาณิชย์ และประกาศคณะกรรมการว่าด้วยสัญญา (ธุรกิจที่ควบคุมสัญญา) ตามพระราชบัญญัติคุ้มครองผู้บริโภค) — Section CPB-4-11.
Plain-English Summary
Where a guarantor is required, item 4(11) requires the guarantee to carry a front-page Thai-language warning whose heading 'คำเตือนสำหรับผู้ค้ำประกัน' is in bold type not smaller than 4 mm, with the body not smaller than 2 mm (the wording is in an annex to the notification). The guarantor is notified before the repossessed vehicle is sold and has the right of first purchase (item 4(5)); notices go by registered post with return receipt to the address in the contract (item 4(9)); and under item 5(3) the owner may not require the hirer to replace the guarantor except on the guarantor's death, bankruptcy or incapacity.
Official Text
Official Thai text at the Royal Gazette / Office of the Council of State. Translation summary only.
Consult official sourceParent Statute
Hire-Purchase (Civil and Commercial Code and Consumer Protection controlled-contract notifications)
เช่าซื้อ ตามประมวลกฎหมายแพ่งและพาณิชย์ และประกาศคณะกรรมการว่าด้วยสัญญา (ธุรกิจที่ควบคุมสัญญา) ตามพระราชบัญญัติคุ้มครองผู้บริโภค · B.E. 2522 (1979)
Thailand has no single 'Hire-Purchase Act'; an older version of this page that described a 'Hire-Purchase Business Act' was wrong. Hire-purchase (เช่าซื้อ) is governed by (a) sections 572-574 of the Civil and Commercial Code, which define the contract, require it to be in writing, and set the hirer's and owner's termination rights, and (b) notifications of the Contract Committee (คณะกรรมการว่าด้วยสัญญา) issued under section 35 bis of the Consumer Protection Act B.E. 2522 (1979), which designate certain hire-purchase businesses as 'controlled-contract' businesses and prescribe mandatory contract terms. The notification on hire-purchase of cars and motorcycles (B.E. 2561, in force from 1 July 2018) covers contracts with individuals for personal use; a separate controlled-contract notification covers hire-purchase of electrical appliances.
The summary above is a plain-English educational paraphrase of Section CPB-4-11 of the Hire-Purchase (Civil and Commercial Code and Consumer Protection controlled-contract notifications). It is not an authoritative translation. For the binding Thai text, consult the Royal Gazette or the Office of the Council of State. Educational use only — not a substitute for advice from a Thai-qualified lawyer.
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