Educational Information Only
The content on this page is for general educational purposes and does not constitute legal advice. Every legal situation is unique. For matters involving investigation, arrest, litigation, or formal proceedings, consult a qualified legal professional.
Insurance Law Offences: Complete List & Penalties
Complete list of criminal offences under insurance law, including elements, severity classifications, and maximum penalties.
All Insurance Law Offences
The following offences fall under insurance law. Click on any offence for detailed information including elements, penalties, and defences.
Operating Insurance Business Without License
Conducting life or non-life insurance business in Thailand without a license from the OIC.
Insurance Fraud
Filing false insurance claims, staging incidents, or providing fraudulent information to obtain insurance payouts.
Failure to Maintain Required Reserves
An insurance company failing to maintain minimum capital reserves or solvency ratios required by the OIC.
Unfair Claim Denial or Delay
Insurer unreasonably denying, delaying, or undervaluing legitimate insurance claims.
Severity Classification Guide
Minor Offences
Generally punishable by fines or short-term imprisonment. Often compoundable or subject to alternative dispositions.
Moderate Offences
Punishable by imprisonment up to several years. Bail is typically available. May have immigration consequences for foreigners.
Serious Offences
Significant imprisonment terms. Bail may be restricted. Deportation is common for foreign nationals upon completion of sentence.
Severe Offences
Maximum penalties including life imprisonment or death. Bail is often denied. Immediate legal representation is essential.
More Insurance Law Topics
When Legal Representation Matters
If you need assistance with insurance law matters in Thailand, professional legal advice can help protect your interests.
Anglo Siam Legal provides experienced legal services across Thailand for both Thai nationals and foreigners.
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