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Retirement Visa Costs in Thailand (Annual)
All costs associated with Thailand's retirement visa — application fees, health insurance, bank requirements, and annual extension costs.
Overview
The retirement visa itself is relatively affordable, but the financial requirement (THB 800,000 in a Thai bank) and mandatory health insurance (for Non-O-A) are the major costs. Budget THB 25,000–100,000/year in direct costs beyond the bank deposit.
Cost Breakdown
| Service | Government Fee | Lawyer/Agent Fee | Total Estimate | Notes |
|---|---|---|---|---|
| Non-O visa application (at embassy) | THB 2,000 | N/A | THB 2,000 | — |
| Annual extension at immigration | THB 1,900 | N/A | THB 1,900 | — |
| Re-entry permit (single/multiple) | THB 1,000/3,800 | N/A | THB 1,000–3,800 | — |
| 90-day reporting (in person) | Free | N/A | Free | Online reporting also available |
| Health insurance (Non-O-A, required) | N/A | N/A | THB 20,000–100,000/year | Varies by age, health, and coverage level |
| Bank deposit requirement | N/A | N/A | THB 800,000 (maintained in account) | Not a cost — but capital tied up for 3+ months |
| Immigration agent (optional) | N/A | THB 5,000–15,000 | THB 5,000–15,000 | Handles paperwork and queuing on your behalf |
| Certificate of residence (if needed) | THB 500 | N/A | THB 500 | — |
Additional Costs to Consider
TM.30 late filing fine: up to THB 10,000
90-day reporting late fine: THB 2,000
Medical certificate for Non-O-A: THB 300–1,000
Embassy income letter (varies by embassy: USD 0–50)
Money-Saving Tips
Use the Non-O visa (inside Thailand) route to avoid the mandatory health insurance requirement.
Some bank accounts earn interest on the THB 800,000 deposit — shop around.
Handle extensions yourself at immigration instead of paying an agent.
Use the online 90-day reporting system to avoid travel to immigration.
Costs are estimates for 2026. Government fees are set by regulation. Insurance costs depend on individual factors.
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