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    The content on this page is for general educational purposes and does not constitute legal advice. Every legal situation is unique. For matters involving investigation, arrest, litigation, or formal proceedings, consult a qualified legal professional.

    Creditor Fraud
    moderate offence

    Preferential Payment to Creditors in Thailand

    Making payments or transfers to certain creditors in preference over others when insolvent, disadvantaging other creditors.

    Last updated: February 2026
    Legal Sections

    Bankruptcy Act Sections 114-116

    Maximum Penalty

    Imprisonment up to 3 years and/or fine up to THB 60,000; voidable transaction

    Severity Level

    moderate

    Definition

    Making payments or transfers to certain creditors in preference over others when insolvent, disadvantaging other creditors. Under Thai law, this offence is classified as a moderate offence within the category of Creditor Fraud.

    Elements of the Offence

    For a conviction, the prosecution must prove all of the following elements beyond reasonable doubt:

    1

    Debtor was insolvent or became insolvent

    2

    Payment or transfer to specific creditor

    3

    Intent to prefer that creditor

    4

    Made within 3 months before bankruptcy

    Penalties

    Maximum Penalty

    Imprisonment up to 3 years and/or fine up to THB 60,000; voidable transaction

    Actual sentences depend on factors including the severity of the conduct, harm caused, prior convictions, and mitigating circumstances. Courts have discretion to impose lesser sentences within the statutory range.

    Possible Defences

    The following defences may be available depending on the circumstances:

    Payment in ordinary course of business

    Creditor had no knowledge of insolvency

    Secured creditor with prior valid security

    Note: The availability of defences depends on specific facts. Professional legal advice is essential.

    For Foreigners

    Special Considerations for Foreign Nationals

    Payments to foreign creditors or entities equally voidable. Official Receiver may pursue recovery internationally.

    When Legal Representation Matters

    If you are accused of preferential payment to creditors or facing investigation, immediate legal representation is essential to protect your rights and build an effective defence.

    Anglo Siam Legal provides experienced legal services across Thailand for both Thai nationals and foreigners.

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